Category: Health Insurance
Dealing With Health Insurance Is Like Getting Poked In The Eye!
If you are like most small and mid-sized business owners or managers, dealing with your employee benefits renewals is about as enjoyable as getting poked in the eye with a stick; especially now that many requirements of health care reform are starting to kick-in in earnest. With so many important…
Community Bank Saves $95K in Health Insurance Premiums
After receiving sub-standard HR and payroll services, in addition to an over 30% increase in health insurance premiums, a California community bank was thrilled to find that YPP could save their employees over $75,000 per year and the Bank over $20,000 per year in premiums versus the national PEO that…
Law Firm Saves Over $100k on Health Insurance with YPP
When it came time to renew employee benefits for a 50 year old Californialaw firm, the partners of the firm were astonished to find that partnering with YPP and joining our large group employee benefits plans would save them in excess of $100,000 per year in premiums. That’s money that…
Implementation Dates for new Healthcare Law
The list of changes affecting employer plans is as follows (with parenthetical reference to (1) effective dates—generally shown here as the first year that calendar year plans were or are required to comply—and (2) the changes that only affect non-grandfathered plans): Plans must provide dependent coverage for children up to…
Time to Start Planning for Benefit Renewals
Not planning far enough ahead for two important details – the annual renewal dates of your Workers’ Compensation and your Employee Benefits insurance policies – can severely limit your options to make a complete review of how to most efficiently and cost effectively manage these potential drains on your company’s…
The Only Constant is Change
When it comes to being an employer in California, one thing is certain; things will always be changing. In the key areas of Payroll, Human Resources, Employee Benefits, and Workers’ Compensation and Safety, the rules for you as a business owner are truly a moving target. Isaac Asimov’s famous quote…
Health Care Reform – The Devil is in the Details
By now, everyone is aware that Health Care Reform has a variety of key provisions that are phased in over time. Everywhere you look, someone has published a calendar or a timeline of when the key provisions kick in. Every business owner has pretty much memorized this list. So, is…
Employee Health Insurance Programs
Anthem/Blue Cross recently announced a 39% rate increase on individual policies, which they put on hold after the significant negative firestorm they created. Blue Shield has imposed increases on HSA plans of 20-67% in the last year. Mid-size and large group plans are faring better; however, “better” is somewhat relative…
Dealing With Health Insurance Is Like Getting Poked In The Eye!
If you are like most small and mid-sized business owners or managers, dealing with your employee benefits renewals is about as enjoyable as getting poked in the eye with a stick; especially now that many requirements of health care reform are starting to kick-in in earnest. With so many important…
Community Bank Saves $95K in Health Insurance Premiums
After receiving sub-standard HR and payroll services, in addition to an over 30% increase in health insurance premiums, a California community bank was thrilled to find that YPP could save their employees over $75,000 per year and the Bank over $20,000 per year in premiums versus the national PEO that…
Law Firm Saves Over $100k on Health Insurance with YPP
When it came time to renew employee benefits for a 50 year old Californialaw firm, the partners of the firm were astonished to find that partnering with YPP and joining our large group employee benefits plans would save them in excess of $100,000 per year in premiums. That’s money that…
Implementation Dates for new Healthcare Law
The list of changes affecting employer plans is as follows (with parenthetical reference to (1) effective dates—generally shown here as the first year that calendar year plans were or are required to comply—and (2) the changes that only affect non-grandfathered plans): Plans must provide dependent coverage for children up to…
Time to Start Planning for Benefit Renewals
Not planning far enough ahead for two important details – the annual renewal dates of your Workers’ Compensation and your Employee Benefits insurance policies – can severely limit your options to make a complete review of how to most efficiently and cost effectively manage these potential drains on your company’s…
The Only Constant is Change
When it comes to being an employer in California, one thing is certain; things will always be changing. In the key areas of Payroll, Human Resources, Employee Benefits, and Workers’ Compensation and Safety, the rules for you as a business owner are truly a moving target. Isaac Asimov’s famous quote…
Health Care Reform – The Devil is in the Details
By now, everyone is aware that Health Care Reform has a variety of key provisions that are phased in over time. Everywhere you look, someone has published a calendar or a timeline of when the key provisions kick in. Every business owner has pretty much memorized this list. So, is…
Employee Health Insurance Programs
Anthem/Blue Cross recently announced a 39% rate increase on individual policies, which they put on hold after the significant negative firestorm they created. Blue Shield has imposed increases on HSA plans of 20-67% in the last year. Mid-size and large group plans are faring better; however, “better” is somewhat relative…